Debt Relief and Bankruptcy Services in Lehigh Acres

The pressure from creditors and the threat of wage garnishments can seriously affect daily life. In Lehigh Acres, Peraza Law, P.A. serves as legal support against aggressive collection agencies. Bankruptcy is a legitimate legal resource for those who need to correct their financial course. Our firm provides ethical and straightforward representation, based on the principle that the law should offer real solutions during difficult economic crises.

Our office was established to provide high-quality legal services to the community. In Lehigh Acres, we handle each case individually, ensuring that you have direct communication with your attorneys to resolve any questions without delays.

Debt Resolution Through Chapter 7

For residents of Lehigh Acres seeking a definitive solution, Chapter 7 provides the legal framework for a fast financial recovery. Once the process is initiated, a court order known as the “automatic stay” goes into effect, legally prohibiting any collection attempts, lawsuits, or garnishments. We handle the evaluation of your situation to ensure that you meet the requirements and obtain legal discharge of your debts, freeing you from personal loans and pending judgments.

Payment Plan and Asset Protection: Chapter 13

Chapter 13 is the recommended option for those who want to protect their assets while meeting their obligations in an organized manner. This system is especially valuable for homeowners in Lehigh Acres who are facing foreclosure and need a legal way to save their home. The reorganization plan eliminates the burden of excessive interest, allowing your payments to be applied effectively to your debt balance under the supervision of the federal court.