Bankruptcy Attorneys in Tampa: Specialists in Chapters 7 and 13

In Tampa’s economic environment, financial problems require clear and effective professional intervention. If you are facing credit card lawsuits or fear that your bank accounts may be frozen, bankruptcy provides a safe and regulated solution. At Peraza Law, P.A., we use our civil litigation experience to represent individuals, applying the same rigor as in complex cases to protect your savings and property.

We provide Tampa residents with representation that combines the expertise of a large firm with the personal attention of a local office. We also offer videoconference services to facilitate consultations without requiring you to disrupt your work or daily commitments.

Debt Elimination Under Chapter 7 in Tampa

This process is designed to permanently erase consumer debts. The team of Manuel A. Peraza, Esq. carefully reviews your protected assets to ensure that you can maintain your lifestyle after the process. Most cases in Tampa are resolved without clients losing their property, allowing the court to discharge debts quickly and enabling you to fully reengage in the economy.

Financial Reorganization with Chapter 13

For clients with valuable property or steady income, Chapter 13 allows you to structure a repayment plan that you can manage. This option stops the accumulation of penalties and fees that creditors often use to keep individuals in debt. By organizing your payments over a set period, you regain control of your finances and ensure that your home and other assets remain protected.